Your Right to Choose a Collision Repair Shop

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Your Right to Choose a Collision Repair Shop

Your Right to Choose a Collision Repair ShopThere are a few misconceptions about working with insurance companies when a car or truck needs repair following an auto accident. The first issue that people tend to think is true is that more than one estimate is necessary and that they must be obtained from a variety of auto body repair shops. The second belief is that a vehicle needs be repaired at an auto body center that is prefered by the insurance company. Both of these statements are false, as you as the car owner have the right to select the business that you want to work with and you only need to get one quote for the repair cost to satisfy your claim, as mandated by law.

Most insurance companies prefer that you with collision repair shop that they choose because there is usually some type of arrangement that benefits the insurance company financially, while providing the partner shop with a stream of new business. This is why it is important to remember that there is no law that requires the use of an insurance prefered shop. It's up to you who completes the repairs on your vehicle. Whichever business you select your insurance company must pay for all repairs that fall under your collision policy. On that note it is important that you completely understand how your coverage works prior to ever needing to file an accident claim.

Your claims adjuster or someone else at the insurance company may ask that you receive several quotes for cost of repair, but this is often asked so that so they can use the info to send you to the lowest cost shop. This keeps costs low for the insurance company. Once again, the law is on your side, as there is nothing that says you are required to receive more than one quote. However, that does not mean you should not consider looking around.

You may want to get a few quotes in order to get the best evaluation of the damage that your car has succumbed to, not necessarily due to price differences. Estimates will vary fairly often, but a lower quote usually does not include all the necessary services that your vehicle will need in order to be totally repaired. If your insurance agent would like to have a company estimator evaluate the damage to your vehicle you can tell them that your car is at a particular repair shop and they can send their estimator to that shop.

After choosing a collision repair shop the technicians at that facility will be able to work directly with your insurance to ensure all of the repairs are completed and all that can be paid for by your policy is in fact covered. If you find yourself in need of collision repair in Bend reach out to the team at JR's Auto Body & Paint Shop. We will gladly work with you and your insurance to return your car to its pre-accident condition. Gie us a call at (541) 209-3740 to schedule an appointment or request a free estimate for auto body repair in Bend or the surrounding communities.

Jr's Auto Body Shop Blog

Written and Published By MORBiZ

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