Understanding Collision Insurance and Insurance Claims

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Understanding Collision Insurance and Insurance Claims

There are many events that occur in our lives that happen unexpectedly. Some are great, such as catching a homerun at the baseball game or getting a free upgrade on your cross country flight. Of course there are some things we wish would never happen. Car accidents can occur at anytime and for any number of reasons. Even if you are a very safe driver you're still subject to being involved in an accident any time you're on the road.

The best thing you can do is be prepared for the worst. Following an accident it is important to understand your rights so that you can ensure you and your car get the quality service that you both deserve. More than likely you will contact your insurance company after an accident to file a collision claim. Part of the process involves getting an estimate to see how much it will cost to repair the damage. There is a good chance your insurance company will give you a suggestion or two as to where to take your car for collision repair service. What is important to understand is that your insurance company likely has an agreement with these body shops that is financially beneficial for both. For this reasons you need to be aware of the fact that you have the legal right to select the auto body shop of your choice.

You have the right to choose the auto body shop of your choice

While your insurance will give you some ideas as to where to take your vehicle after an accident to have the body damage repaired you should do your research and find a shop that will do the best job possible. No matter where you end up taking your damaged car your insurance must pay out on your policy, as dictated by federal law. Not all shops are created equal, so find one that offers expert services using the latest auto body repair technology. The first thing the shop will need to do is get an estimate.

You only need to get one estimate

Another thing your insurance company may ask you to do is get multiple estimates. Well you should know while it isn't necessarily a bad idea to get more than one, you legally only need to provide the insurance company with a single quote to proceed with repairs. Getting multiple quotes may be beneficial if your policy won't cover all of the repairs.

At JR's Auto Body & Paint job we take collision insurance claims very serious. Our Bend auto body repair shop is determined to provide the highest quality service with every job we complete. If you have been involved in an accident give us a call to learn more about your rights and the auto body repair process. Call JR's today at (541) 209-3740 to request a free estimate or to schedule professional collision repair in Bend!

Jr's Auto Body Shop Blog

Written and Published By MORBiZ

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